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AM Best "A" Rated

Admitted Carriers

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General Liability Insurance (GL)

Benchmark Insurance Co. / Clear Spring Insurance (FL)

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

  • 1 location & 1 named insured accounts

  • Sales up to $10M ($5M for contractors)

  • No more than 50 employees ($15 for contractors)

  • No more than 2 claims (single loss >$15k)

  • New ventures / startups / home based businesses are accepted

  • Bldg limit up to $1M

  • BPP up to $500k

  • BI ALS available with their Gold & platinum coverage endorsement

  • Minimum $250 Liability PD deductible

Currently available in: Nationwide Except NY and MA

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Business Owners Policy (BOP)

Benchmark Insurance Co. / Clear Spring Insurance (FL)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

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Professional Liability Policy (PL)

Benchmark Insurance Co. / Clear Spring Insurance (FL)

 Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.




Coverage limits and eligibility requirements vary by state

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