AM Best "A" Rated

    Admitted & Non-Admitted Carriers

Commercial Real Estate

Limits up to $20M per location;
Special Form, Agreed Amount, Replacement Cost
Ordinance or Law
Equipment Breakdown
Property Broadening Form options A or B available
Flood $1M/$25K Ded except zones A,V, x500
EQ $1M/$25K Ded except CA,WA and New Madrid Fault
$1M/$2M GL limits; Hired non owned auto, stop gap, employee benefits

Commercial Package

Limits up to $20M per location
Special Form, Agreed Amount, Replacement Cost
Ordinance or Law
Equipment Breakdown
Property Broadening Form options A or B available
Flood $1M/$25K Ded except zones A,V, x500
EQ $1M/$25K Ded except CA
$1M/$2M GL limits; Hired non owned auto, stop gap, employee benefits
Crime Coverages available​

Condominium Program

** Limits up to $40M per location (avail w/Condominium Program)
**125% Extended Replacement Cost Endorsement is available
(avail W/ Condominium Program)
Equipment Breakdown
Ordinance or Law, Special Form, Agreed Amount, Replacement Cost
Property Broadening Form A or B
**EQSL up to $1M (avail w/Condominium Program)
Flood $1M/$25K Ded except zones A,V, x500
EQ $1M/$25K Ded except CA, WA and New Madrid Fault
GL Limits: $ 1M/$2M** and $2M/$4M (avail w/Condominium Program)
Hired Non Owned, Employee Benefits, Stop Gap
Crime Coverages Available

Ineligible Risks 

Aluminum wiring
Fuses
Wood shake roof
Senior Complexes with services
Less than 75% occupancy rate
Armed security
More than 25% ground floor mercantile exposure
Above 10 stories, non-sprinklered
Unacceptable fire modeling
Unfenced Pools
No vacant buildings
High loss frequency
No seasonal properties, time shares or vacation rentals​

Currently available to Quote, Bind and Issue online in: NY, NJ, IL

Available for submissions to quote in ALL STATES except AK and HI  

Not all program is available, coverage limits and eligibility requirements vary by state