AM Best "A" Rated

Admitted Carriers

Business Owners Policy - Homesite

The policy that packages General Liability, Commercial Property, and Business Interruption. A great way for a business to get many of the protections it needs in a single policy.

• Minimum premium $500

• Up to 30 employees

• Up to $10 million in sales

• Limits up to $2 million in total insured property

• New ventures welcome

• Optional cyber and professional liability endorsements

 GL / PL - Hiscox

Commercial liability insurance coverage protects you, your business, and your employees from claims involving bodily injury or property damage, up to the limits of your policy.

• Revenue limits up to $5M

• Coverage limits up to $2M online, $5M on submission

• Multi-policy discounts available

• Over 150 classes available

• Up to 10 employees

• Up to $10 million in sales; $500,0000 in annual payroll

• Three years’ experience needed for contracting or servicing segment

• Five years’ experience needed for door, window, garage door, installation, handyman

Workers' Compensation - Amtrust

Workers' compensation provides cash benefits and/or medical care for workers who are injured or become ill as a direct result of their job.

• Multiple AM Best rated carriers – “A-“ or better

• Premiums as low as $500, and up to $25,000

• Experience Mods up to 1.10

• Over 350 class codes

• New ventures accepted in most classes

• Multi-state capabilities

• Eligible classes include (but not limited to): Auto Industry, Beauty parlors and barber shops, Clothing stores, Contractors, Financial Institutions, Food stores, Manufacturing, Offices, Professional services firms, Restaurants, Retail and wholesale stores, Schools, Social Services

Commercial Flood

100% real –time, web-based, paperless and fully integrated flood policy quoting, application and premium submission plus claims reporting.




Coverage limits and eligibility requirements vary by state